Tools & Models
Interactive calculators designed to strip away marketing fluff and reveal the mathematical reality of property investment. Built on standard institutional formulas.
DSCR Calculator
Calculate Debt Service Coverage Ratio to determine true borrowing capacity.
Calculate DSCRCapEx Amortization
Model the true cost of major repairs to accurately provision sinking funds.
Model CapExRent Affordability
Verify tenant income thresholds instantly. Enforce the 3x gross income rule.
Verify IncomeCash-on-Cash Return
Calculate actual return based on your invested equity, not just purchase price.
Calculate ReturnCapitalization Rate
Evaluate real estate profitability without leverage (Cap Rate).
Calculate Cap RateVacancy Loss
Calculate the financial impact of structural vacancy rates on gross rent.
Estimate LossTurnover Cost
Estimate the hidden, compounded costs of losing a tenant and re-letting.
Estimate CostMaintenance Budget
Calculate standard institutional maintenance reserves based on asset value.
Calculate BudgetProperty Tax Estimator
Estimate annual holding costs associated with council or property taxes.
Estimate TaxLoan Amortization
Calculate interest vs principal payments over time for standard loans.
Calculate Payments